17 Financial Habits That Will Change Your Life

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3. Consolidate Your Shopping Trips

Consolidating your shopping trips into one or two trips a month will cut down on the chances of over spending. Prepare for the entire month with lists of household items you already know you will need. Not only will this save you money, but it will also cut down on the universal complaint of, “Mom, we’re out of toilet paper!” Worried about bigger expenses than toilet paper, read on for a sure fire way to prepare for emergencies…