Choosing The Best College 529 Plan: What You Need To Know Photo credit: Bigstock 5. Contributions Consider how contributions to the plans you are considering are made before choosing a 529. Direct deposit from an employer, end-of-year contributions and deposits made by other family members are all options. Plans with flexible deposit options make putting money aside when you have it much easier than those with stringent deposit requirements. The amount you contribute can be affected heavily by this next factor… Prev5 of 16Next Facebook Comments comments